Going Solar Shouldn't Mean Paying Everything Up Front
Spread the cost of your solar installation over time — same high-quality system, same 25-year all-inclusive service plan, with monthly payments that fit your budget.
Book a Free Survey See How It WorksFCA Authorised & Regulated
Hometree is fully authorised and regulated by the Financial Conduct Authority. Your finance agreement carries the same consumer protections as all regulated financial products in the UK.
Fixed Monthly Payments
Your repayments are fixed for the full term — agreed upfront, never changing regardless of interest rates or energy prices.
Clear Terms, No Surprises
Full written breakdown of your agreement before you commit — total payable, monthly repayment, term length, and APR, all in plain English.
Our Finance Partner
A Name You Can Trust — Hometree
Hometree is one of the UK's leading home energy and heating specialists, with a strong track record in financing renewable energy installations for homeowners nationwide. We chose to partner with Hometree because their approach aligns with how we work — no hidden fees, no surprise clauses, and no pressure.
Your finance agreement is with Hometree directly. EZECO handles everything from survey to 25-year aftercare. Hometree handles the finance. Both organisations are held to the standards their respective regulators require.
How the Finance Works
Straightforward from Start to Finish
We know that anything involving finance can feel complicated. It doesn't have to be. Here's exactly how the process works when you go solar with EZECO and Hometree.
Book Your Survey
A free property survey carried out by one of our qualified engineers. We visit your home, assess your roof, check your energy usage, and design a system that's the right fit. No finance involved at this stage.
Receive Your Proposal
After the survey, we provide a full written proposal covering your system specification, projected annual energy savings, estimated Smart Export Guarantee income, and total installation cost — clearly, with no pressure to decide on the spot.
Choose Your Finance Option
If you'd like to spread the cost, we connect you with Hometree. You'll be shown the monthly repayment amount, term length, and total cost of credit. No obligation to proceed if the terms aren't right for you.
Finance Agreed — Installation Booked
Once your finance agreement is in place with Hometree, we book your installation. Our engineers arrive on time, carry out the work professionally, and leave your home tidy.
Your System Goes Live
Your system is switched on and savings begin immediately. You receive your full handover pack — MCS certificate, G98 notification, warranties, monitoring app access — and your 25-year service plan starts from day one.
Your Savings vs. Your Repayment
How the Numbers Work in Practice
From the day your panels are switched on, they start generating electricity your home uses directly. As electricity prices rise each year, your savings grow — while your repayment stays fixed.
| Without Solar | With Solar + Finance | |
|---|---|---|
| Monthly grid electricity bill | ~£120 to £160 | ~£40 to £70 (reduced) |
| Monthly solar finance repayment | — | ~£90 to £130 |
| SEG income (monthly estimate) | — | ~£10 to £25 |
| Effective monthly outgoing | ~£120 to £160 | ~£105 to £175 |
| After repayment term ends | Still paying full bill | Near-zero electricity cost |
| These figures are illustrative only. Your actual savings depend on your household's energy consumption, roof orientation and size, and chosen SEG tariff. We provide property-specific projections as part of your written proposal. | ||
What You Get
The Same Quality System — However You Choose to Pay
Choosing to spread the cost doesn't change what EZECO delivers. Every financed installation comes with exactly the same components, standards, and aftercare as a full upfront purchase.
Monocrystalline Solar Panels
Highest-efficiency panels available on the UK residential market, specified and sized for your property.
SolaX Inverter with Remote Monitoring
Converts your solar electricity for home use and lets both you and our team track your system's performance 24/7.
LFP Battery Storage
Stores surplus daytime generation for evening use, maximising the solar electricity your home uses directly.
Full MCS-Certified Installation
Every job is certified under the Microgeneration Certification Scheme — required to access the Smart Export Guarantee.
Complete Handover Documentation
MCS certificate, G98 grid notification, all warranties, system documentation, and monitoring app access on installation day.
25-Year All-Inclusive Service Plan
Panels, inverter, and battery all covered for the full term. Parts, labour, and 24/7 monitoring included. No call-out charges.
Is Finance Right for Me?
An Honest Answer to a Fair Question
Finance is not the right option for everyone, and we'd rather you made the decision that's genuinely best for your situation than the one that gets us a sale.
You don't want to tie up savings
If you have the capital but would rather keep it accessible — for home improvements, an emergency fund, or any other reason — spreading the cost makes sense. The monthly repayment is a known, fixed commitment rather than a single large outgoing.
You want solar now, not later
Every month you wait is another month paying your energy supplier at full rate. Finance lets you get your system installed now and start saving immediately, rather than waiting until you've saved the full purchase price.
The monthly outgoing feels manageable
If the monthly repayment — when set against your reduced energy bill — feels like a comfortable, affordable commitment, that's a good sign finance works for you. We'll show you the exact figures in your proposal.
You're planning to stay in the property
Finance is generally most suited to homeowners who plan to remain in the property for the medium to long term — giving savings time to accumulate and the system time to fully repay itself.
Questions We Get Asked Most
Honest Answers
Hometree carries out a standard credit check as part of the finance application, in line with FCA requirements. We can't tell you in advance whether you'll be approved — that's a decision Hometree makes based on your individual circumstances. If you're not approved, there's no obligation to proceed and no impact on your ability to purchase the system outright instead.
Yes. Hometree's finance agreements allow for early repayment. Details of any early repayment charges or conditions will be set out clearly in your agreement before you sign. We'd encourage you to ask Hometree directly about this if it's something you're likely to want to do.
This is worth discussing directly with Hometree, as the answer depends on the specific terms of your agreement. Solar panels increase a property's value and are a selling point for buyers — but the finance agreement is a separate matter to clarify with Hometree before committing if a house move looks likely during the term.
Yes. The finance agreement covers the full cost of your EZECO solar installation — panels, inverter, battery, mounting, cabling, and all installation labour. There is no deposit required from EZECO's side, though Hometree's finance terms will confirm exactly what is covered and whether any initial payment applies.
EZECO. Your 25-year all-inclusive service plan is with us, not with Hometree. If there's ever a performance issue, a fault, or anything that needs attention on your solar system, contact our team directly. Hometree handles the finance side — we handle everything to do with your installation.
Not at all. You get the same components, the same certified engineers, the same MCS-certified installation, and the same 25-year service plan as any other EZECO customer. The only difference is the payment structure.
Ready to Find Out What Solar Could Cost You Each Month?
Free survey. Bespoke proposal. Clear numbers. No obligation. Just honest information from people who know what they're talking about.
Book Your Solar Survey Today
Let’s Start Work Together
+447427683096
info@ezeco.uk
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